Privacy Notice

We collect nonpublic personal information about you (“your information”) from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

We may disclose your information to financial service providers, such as banks, mortgage bankers, and insurance agents. We may also disclose your information to non-affiliated third parties as permitted by law.

We restrict access to your information to our employees, attorneys, bankers and insurance agents who need to know your information in order to provide services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your information.

You do not need to call us or do anything as a result of this notice; this is simply a notice of how we safeguard your information.